Best Cd Rates 2025 Predictions Cd . Cd Rates March 2024 Genna Hortensia The Federal Reserve recently began decreasing the federal funds rate in light of slowing inflation and an overall improved economic outlook. But from March 2022 to July 2023, the Federal Reserve raised interest rates 11 times, and by September 2023, the average APY for a 1-year CD shot up to 1.78% — and some of the best CD rates.
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